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Congratulations to our new President/CEO Steve Waters!

Steve began his banking career in 1991 as a part-time employee while attending Southeastern Illinois College and Southern Illinois University. Upon completion of his degree in Agricultural Economics in 1995 he became a full-time loan officer. In 2007 Steve had the opportunity to join the First State Bank of Olmsted as a loan officer and in 2008 was tasked with opening the LPO in Vienna. Steve joined the FSBO board of directors in 2013. Steve stated that he has enjoyed working with former Presidents Bruce Mosby and Bob Reichert and is looking forward to expanding the success of FSBO as a community partner for many years to come!





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